History

The Ohio Plan was formed in 1988 in response to the property and casualty insurance market conditions which had deteriorated to a point where many governmental entities were forced to either accept reduced coverage at unsustainable premium levels or go without coverage altogether.  The Ohio Plan is designed specifically for political subdivisions such as: cities, counties, villages, townships, libraries, and special districts (including: park and recreation districts; fire protection and ambulance districts; water and waste water districts.)  The Ohio Plan provides a combined property and casualty program written on occurrence forms.  Today, the Ohio Plan has over 700 members, making it one of the largest and most successful alternative insurance programs in the State of Ohio.

In 2007, Ohio Plan members expressed their desire for the Ohio Plan to provide quality affordable healthcare coverage to the employees and families of the membership.  After performing an exhaustive analysis on the pros and cons of forming a healthcare plan, the Ohio Plan introduced the Ohio Plan Healthcare Consortium to provide a rate stabilizing, cost effective alternative.

The creation of the healthcare consortium necessitated operational changes to the organizational structure of the Ohio Plan.  On January 1, 2009, three non-profit organizations were created. Two of the corporations were the next evolutionary steps of the Ohio Government Risk Management Plan and the Ohio Healthcare Consortium. These two organizations became known as, Ohio Plan Risk Management, Inc. and Ohio Plan Healthcare Consortium, Inc.

The Board of Directors felt these changes were necessary since The Plan has two distinctive lines of business and not all of our members have both the property & casualty and the healthcare products. The third non-profit corporation is known as Ohio Plan, Inc. This corporation mirrors the oversight function previously performed by the Board of Directors. The Board of Trustees consists of eleven (11) members that include appointed and elected officials from member organizations.