The Ohio Plan offers a wide variety of property and liability coverages designed specifically for Ohio’s Public Entities.  Created in 1988, the Ohio Plan has over 600 members and continues to grow.  The Ohio Plan is one of the largest and most successful alternative insurance programs in the State of Ohio.  Just a few of the many reasons for this are:

• “Occurrence Form” Casualty Policies
• Two-Year Rate Guarantee for Qualified Members
• Non-Assessable Program
• Non-Auditable Program
• Three Year Policies Available
• Surplus is owned by The Plan and its Members
•  “A” Rated Reinsurers by A.M. Best & Company

Coverages
Liability coverages offered by the Ohio Plan include:

• General Liability
• Auto Liability
• Public Officials Errors & Omissions
• Police Professional Liability
• Fire Department Errors and Omissions
• Emergency Medical Service Liability
• Employee Benefits Liability
• Back Wages
• Declaratory, Equitable and Injunctive Relief Defense
• Failure to Supply Coverage

Property coverages offered by the Ohio Plan include:

• Buildings and Contents, Boiler and Machinery
• Automobile Physical Damage
• Electronic Data Processing
• Inland Marine
• Fire and Ambulance Vehicles Replacement Cost
• Glass
• Fidelity and Public Official Bonds
• Earthquake and Flood Coverage can be offered subject to underwriting review and approval
• Coverage for Electrical Lines and Poles
• Library Valuable Papers and Records

Terrorism (Certified and Non-Certified)

• Certified and Non-Certified
• Property Damage
• Business Interruption
• Biological or Chemical Contamination Clean Up Costs
• Bodily Injury and Property Damage